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Best Digital Mobile Wallets in India

Online payments in India are growing rapidly day by day. Not only e-commerce websites such as Flipkart, Amazon, etc. but also Indian government has made mostly all payments like electricity bill, taxes, etc. online. As a part of this trend, digital wallets entered into the market. PayTM and FreeCharge started their wallets providing cashback on recharges and in the case of PayTm gives lots of cashback in return when you buy any item in its store. Later on, many wallets like PayUMoney, Oxigen Wallet, MobiKwik, etc. emerged but only a few survived and also mobile carriers like Airtel, Vodafone, Idea started their mobile digital wallets for transactions. Let’s discussing a little deeper on digital wallets in India.


Best Digital Mobile Wallets in India

  • PayTM Wallet
  • MobiKwik
  • PayUMoney
  • FreeCharge

PayTM Wallet

PayTM offers great cashback when DTH, within its shops and doesn’t give cashback when shopped out of it. PayTM wallets allow to send and receive money to easily. Its marketing is also so good that it has the highest number of digital wallet users thanks to its e-commerce site and we get PayTM cashback for chocolates, noodles, and other confectionaries. It is also available offline places like chains of Retail Stores, Groceries and also Petrol Bunks!PayTM is rapidly growing it started to sell movie tickets and is a partner of many apps like Uber, FoodPanda, etc.


I can say wallet is next to PayTM wallet and also works with big players like the market like Dominos, e-Bay, BookMyShow, etc. The best part of MobiKwik is that it also extended its support to almost Electricity Department websites of India. Mobikwik also does the recharge of your mobile, MobiKwik, DTH  and can book bus tickets on the go.


Next to MobiKwik , PayUMoney also competes in this race of digital wallets where it is helpful in paying bills and transferring money.  Recharge your Mobile ,top up your DTH , Top up your Datacard and transfer money to friends. Also we can pay Electricity, Gas and Water Bills, bill reminders
and repeat your payments. PayUMoney Wallet is also accepted in mostly all e-commerce websites.


FreeCharge gives you a chance to recharge any prepaid cell phone, postpaid, power charge installments, DTH, and information card in India. It lately included metro card recharge. If you’re using Snapdeal occasionally, free charge provides more cashback in return.

Other Wallets: 

Other wallets associated with a mobile carrier like Airtel Money, Idea Money, etc. have limited features but are helpful in payments associated with Android. For example, if you want to buy an App from PlayStore or you want to buy a song from Google Music or to buy some game add-ons, these wallet payments are quick and fast.

Though there are many number of digital mobile wallets, the user must carefully and wise while choosing a wallet. Not believing in every new wallet that pops out of internet any topping it money , user must be aware of scams. However all the above wallets are reliable and its purely your choice now to chose your wallet and save money!

Written by Suryanarayana Murthy

Computer Grad. Web Nerd. Tech Enthusiast. I run this blog 😎

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